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However, increasing the length of your repayment period means you will make more payments and pay more in interest than you would otherwise.If you don't need monthly payment relief, you should compare the cost of repaying your unconsolidated loans against the cost of repaying a consolidation loan.
Private education loans are not eligible for consolidation.
A consolidation loan is a federal student loan that combines multiple federal student loans into one loan to lower monthly payment and make repayment more manageable.
This loan is made to students who have entered their grace or repayment period on their loans.
Once your loans are combined into a Direct Consolidation Loan, they cannot be removed.
The loans that were consolidated have been paid off and no longer exist.
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