Consoldating federal student loans

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Funding is limited, so your best bets for securing a loan are to file early, and meet federal financial aid eligibility requirements.The number one drawback to consolidating a Perkins Loan is the loss of loan cancellation benefits.If you are, or will be, a public school teacher, or if you teach math, science or special education subjects, you may qualify for Perkins loan cancellation.Students with multiple federal loans are increasingly concerned about how they will meet repayment obligations after graduation.The good news for college students, and graduates carrying multiple individual student loans, is that the Department of Education operates an established program allowing more than one loan to be bundled together under a single, renegotiated repayment contract.

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